In 1965, the United States government has created a social insurance program called Medicare. This program targets the healthcare benefits of their citizens and taxpayers on their retirement. To be able to qualify, one must be over 65 years of age, be US citizens or have at least held permanent and legal residency in the country for 5 years and either they or their spouses has been able to pay their medicare taxes or contributions for at least the past ten years. The Medicare program is divided into different plans to be able to help determine the program specific to the beneficiary.

There are four parts to the Medicare program: Part A, the first part of the program is the hospital insurance plan which covers hospital and in-patient care requirements including the room, food, necessary tests and the doctor’s fee. There is also the coverage for convalescent homes or skilled nursing homes pending qualification. Part B on the other hand deals with medical insurance. This is the factor wherein the out patient procedures are covered; this includes consultations, and procedures which is done inside the clinic.